Tata Capital LTD.: Tata Capital Ltd. is a book-build of 15511.87 crores. The matter involves a fresh issue of 21.00 crore shares totalling 6,846.00 crores and offer sale of 26.58 crore shares totalling 8,665.87 crores.
Tata Capital IPO will be listed on both BSE and NSE; the tentative date of listing will be fixed for October 13, 2025.The price range of the Tata Capital IPO is between 310.00 and 326.00 per share. The size of the lot in the application is 46. The lowest amount of investment to be made by a retail investor will be ₹14,996 (46 shares) (assuming the upper price). The lot size investment of sNII and bNII is 14 lots (644 shares) and 67 lots (3,082 shares), respectively: 209,944 and 10,04,732.
Tata Capital Ltd. IPOÂ Overview
It is a Book-building IPO of approximately 15,511.87 Cr ( Fresh Issues: 6,846 Cr and Offer for Sales: 8,665.87 Cr ) and will be listed on both BSE and NSE.
| Details | Descriptions |
|---|---|
| IPO Date | October 6, 2025 to October 8, 2025 |
| Listing Date | [.] |
| Face Value | ₹10 per share |
| Issue Price Band | ₹310 to ₹326 per share |
| Lot Size | 46 Shares |
| Sale Type | Fresh Capital-cum-Offer for Sale |
| Total Issue Size | 47,58,24,280 shares (aggregating up to ₹15,511.87 Cr) |
| Fresh Issue | 21,00,00,000 shares (aggregating up to ₹6,846.00 Cr) |
| Offer for Sale | 26,58,24,280 shares of ₹10 (aggregating up to ₹8,665.87 Cr) |
| Employee Discount | ₹ – |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Share Holding Pre Issue | 4,03,48,69,037 shares |
| Share Holding Post Issue | 4,24,48,69,037Â shares |
Tata Capital Ltd. IPOÂ Schedule
The Tata Capital IPO will open on 6 October 2025 and close on 8 October 2025.
| Details | Description |
|---|---|
| IPO Open Date | Mon, Oct 6, 2025 |
| IPO Close Date | Wed, Oct 8, 2025 |
| Tentative Allotment | Thu, Oct 9, 2025 |
| Initiation of Refunds | Fri, Oct 10, 2025 |
| Credit of Shares to Demat | Fri, Oct 10, 2025 |
| Tentative Listing Date | Mon, Oct 13, 2025 |
| Cut-off time for UPI mandate confirmation | 5 PM on Wed, Oct 8, 2025 |
Tata Capital Ltd. IPO Lot Size Details
The minimum number of shares that can be bid by investors is 46 and multiples thereof.
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Individual investors (Retail) (Min) | 1 | 46 | ₹14,996 |
| Individual investors (Retail) (Max) | 13 | 598 | ₹1,94,948 |
| S-HNI (Min) | 14 | 644 | ₹2,09,944 |
| S-HNI (Max) | 66 | 3,036 | ₹9,89,736 |
| B-HNI (Min) | 67 | 3,182 | ₹10,04,732 |
Tata Capital Ltd. IPO Allocation
Tata Capital IPO is issuing 47.58 crore shares with allocations of about 50 per cent to QIBs, 30 per cent to anchor investors, 15 per cent to NIIs and 35 per cent to RIIs.
| Investor Category | Shares Offered |
|---|---|
| QIB Shares Offered | Not more than 50.00% of the Net Issue |
| NII (HNI) Shares Offered | Not less than 15.00% of the Net Issue |
| Retail Shares Offered | Not less than 35.00% of the Net Issue |
Tata Capital Ltd. IPOÂ Promoter Holding
After the IPO, there will be a change in the share of promoters in the company. Prior to the IPO, the total stake of promoters was 95.6%. After the IPO, the share of the promoters will be reduced to 85.5%. This stake change is due to the offer for sale (offs), in which existing promoters and investors are selling their shares.
| Details | Promoter Holding (%) |
|---|---|
| Promoter Holding Pre Issue | 95.6% |
| Promoter Holding Post Issue | 85.5% |
Investor Category Reservations
Tata Capital IPO attracts anchor investors of 4,641.83 crore. Tata Capital IPO Anchor date is October 3, 2025.
| Application Category | Maximum Bidding Limits | Bidding at Cut-off Price Allowed |
|---|---|---|
| Only RII | Up to Rs 2 Lakhs | Yes |
| Only sNII | Rs 2 Lakhs to Rs 10 Lakhs | No |
| Only bNII | Rs 10 Lakhs to NII Reservation Portion | No |
| Only employee | Yes | |
| Employee + RII/NII | Employee limit: Up to Rs 5 Lakhs (In certain cases, employees are given discount if bidding amount is upto Rs. 2 lakhs) If applying as RII: Upto Rs. 2 lakhs If applying as NII: sNII > Rs. 2 lakhs and upto Rs. 10 lakhs and bNII > Rs. 10 lakhs | Yes for Employee and RII/NII |
Overview of Tata Capital Ltd.
Tata Capital Ltd is a diversified financial service provider and is a subsidiary of Tata Sons Private Limited. TCL is a non-banking financial company (NBFC) based in India, which provides various financial products and services to retail clients, corporate clients and institutional clients.
Key Offerings:
- Consumer Loans
- Commercial Finance
- Wealth Management
- Investment Banking
- Private Equity
- Cleantech Finance
By March 31, 2025, TCL will offer 25+ lending products to salaried and self-employed people, entrepreneurs, SMEs and businesses. It had 1,516 branches in 1,109 locations in 27 States and Union Territories as of June 30, 2025.TCL also has non-lending divisions such as third-party product distribution, credit cards, wealth management and private equity. Its competitive advantages are that it is the flagship financial services company of the Tata group, the third largest diversified NBFC in India, an omni-channel distribution model, a prudent risk culture, strong digital and analytics capabilities, the highest credit rating, stable financial performance, and experienced management.
Company Financials
Tata Capital Ltd. Financial Information (Restated Standalone)
The financial year ending March 31, 2025, and March 31, 202,4, of Tata Capital Ltd had the revenue and profit after tax (PAT) increased 56 per cent and 10 per cent, respectively.
| Period Ended | 31-Mar-25 | 31-Mar-24 | 31-Mar-23 |
|---|---|---|---|
| Assets | 2,48,465.01 | 1,76,693.98 | 1,35,626.10 |
| Total Income | 28,369.87 | 18,198.38 | 13,637.49 |
| Profit After Tax | 3,655.02 | 3,326.96 | 2,945.77 |
| EBITDA | 20,338.22 | 14,247.76 | 10,763.22 |
| Net Worth | 32,587.82 | 23,540.19 | 17,959.06 |
| Reserves and Surplus | 24,299.36 | 18,121.83 | 11,899.32 |
| Total Borrowing | 2,08,414.93 | 1,48,185.29 | 1,13,335.91 |
Key Performance Indicator (KPI)
The market cap. of Tata Capital Ltd. IPO is ₹138382.73 Cr.
KPI as of Mon, Mar 31, 2025.
| KPI | Values |
|---|---|
| ROE | 12.6% |
| ROCE | -% |
| Debt/Equity | 6.60 |
| RoNW | 11.2% |
| PAT Margin | -% |
| EBITDA Margin | -% |
| Price to Book Value | 4.10 |
Tata Capital Ltd. Contact Details
- Tata Capital Ltd.
- 11th Floor, Tower A, Peninsula Business Park,
- Ganpatrao Kadam Marg, Lower Parel
- Mumbai, Maharashtra, 400013
- Phone: +91 022 6606 900
- Email: investors@tatacapital.com
- Website: https://www.tatacapital.com/
Tata Capital Ltd. IPOÂ Registrar
MUFG Intime India Pvt. Ltd.
| Details | Descriptions |
|---|---|
| Phone: | +91-22-4918 6270 |
| Email: | tatacapital.ipo@in.mpms.mufg.com |
| Website: | https://linkintime.co.in/Initial_Offer/public-issues.html |
Tata Capital Ltd. IPOÂ FAQs
How to apply in Tata Capital Ltd. through Zerodha?
You can apply online through your Zerodha account by using the ASBA or UPI payment methods.
When Tata Capital Ltd. will open?
The VMS TMT Ltd. IPO will open on Mon, Oct 6, 2025.
What is the lot size of Tata Capital Ltd.?
The lot size is 46 shares
When is Tata Capital Ltd. allotment
The allotment is expected to be finalized on Thu, Oct 9, 2025.
When is Tata Capital Ltd. listing date?
The tentative listing date is Mon, Oct 13, 2025
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